Everything a family treasury needs, in one place
Every feature below runs on the same treasury, governed by the same rules — nothing lives in a separate app or a separate trust boundary.
Save toward what your family actually wants
Create as many goals as your family needs — an Emergency Fund, a vacation, a house deposit, an education fund — and watch every contribution move the bar.
- Unlimited savings goals per treasury
- Every member can contribute automatically
- Real-time progress, visible to the whole family
- Goals can be funded manually or by automation
Never miss rent, school fees, or the power bill
Electricity, rent, internet, school fees, insurance — scheduled once, paid automatically, with reminders before anything is due.
- Recurring payments execute through smart contracts
- Reminders land before a bill is due, not after
- Every payment is logged to the treasury’s audit trail
- Cancel or adjust a recurring bill at any time
Rent
Rent
$2,200
Due in 2 days
City Power & Light
Electricity
$184
Due in 5 days
Fibernet Home
Internet
$65
Due in 9 days
Greenwood Academy
School fees
$1,400
Due in 14 days
Family Health Cover
Insurance
$310
Due in 21 days
Grow the treasury, together
Invest family funds into Stellar assets with a portfolio view built for a family, not a trading desk — value, profit and loss, and risk allocation at a glance.
- Portfolio value and profit/loss, always current
- Risk allocation across stable, growth, and yield categories
- Historical performance charted over time
- Investment categories tuned for family risk tolerance
Portfolio value
$171,900
Wealth that continues after generations
Configure beneficiaries, percentage allocations, and time-locks once. Guardian approvals and a dead-man switch make sure the plan executes.
- Percentage allocations across any number of beneficiaries
- Time-locks and a dead-man switch, independently configurable
- Guardian approvals required before any distribution
- Legal notes attached for context alongside the on-chain plan
Time-lock
Unlocks in 11 years, 4 months — or sooner via dead-man switch
Guardian approvals
1 of 2 guardians have approved this claim
Beneficiary allocation
Every treasury runs on rules you set
From approval thresholds to emergency freezes, the rules engine turns your family’s financial agreements into enforceable, on-chain logic.
- Require multiple approvals above a threshold you choose
- Parents approve children’s spending automatically
- Monthly allowance limits enforced per child
- Freeze the treasury instantly if something looks wrong
Require 2 approvals before any withdrawal above $1,000
Parents must approve a child’s spend above their weekly allowance
Each child’s monthly allowance is capped automatically on-chain
Emergency withdrawal mode bypasses timelocks with 3-of-4 guardian sign-off
Automatic savings transfers execute every payday, no manual step
Every family member gets the right amount of access
Six roles, each with customizable permissions — so a child's allowance and a guardian's oversight both fit naturally into one treasury.
Owner
Founds the treasury, sets the constitution, holds ultimate recovery authority.
Parent
Co-manages the treasury, approves spending, sets allowances and rules.
Guardian
Trusted outside the immediate family — approves large withdrawals and inheritance claims.
Child
Spends within an allowance and per-transaction limit set by a Parent.
Advisor
A financial advisor or accountant with visibility, without spend authority.
Viewer
Read-only access — grandparents, family office staff, or auditors.
| Action | Owner | Parent | Guardian | Child | Advisor | Viewer |
|---|---|---|---|---|---|---|
| Create savings goal | ||||||
| Approve withdrawal > threshold | ||||||
| Spend within limit | ||||||
| Configure rules | ||||||
| Invite / remove member | ||||||
| Freeze treasury | ||||||
| Approve inheritance claim | ||||||
| View activity |
Hold what your family actually holds
XLM, USDC, EURC, AQUA, or any custom Stellar asset your family trusts — each with its own logo, balance, and trustline.
XLM
Stellar Lumens
USDC
USD Coin
EURC
Euro Coin
AQUA
Aquarius
+ any custom Stellar asset
Issue and trust an asset your family already uses
Set it up once. It runs itself.
Every rule below is a workflow the treasury executes on its own schedule — visible to the whole family, editable any time.
Automatic savings
Save $200 to the Emergency Fund every payday, split across contributing members.
Weekly allowance
Send $25 to each Child member every Friday, capped by their spending limit.
Rent, on autopilot
Pay rent on the 1st of every month once the treasury balance clears the threshold.
Profit distribution
Distribute 10% of quarterly investment profit back into the Vacation goal.
Inheritance release
Release the vault to beneficiaries once legal conditions and guardian approvals clear.
Bring your family’s money onto one treasury today
Free to start, with one family and a basic treasury. Upgrade when you’re ready to automate, invest, and plan inheritance.