A joint bank account gives every signer full authority and no memory of intent. A shared spreadsheet gives everyone visibility and no enforcement at all. Neither actually encodes what a family agreed to — they just make it easier to violate the agreement quietly.
A programmable treasury flips that. When a family agrees that withdrawals above $1,000 need two approvals, that agreement becomes a rule the contract checks on every request — not a norm someone might forget, or choose to ignore during a bad week.
This doesn’t remove trust from the relationship. It removes trust from the infrastructure. The people still decide the rules; the contract just makes sure the rules hold.
Bring your family’s money onto one treasury today
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